DPC Membership for Small Business Owners: A Benefit Your Team Can Use

Most small business owners can tell you their rent and payroll to the dollar. Healthcare costs for a team are harder to pin down. At Oasis Healthcare in Grafton, Wisconsin, a DPC membership gives employers one flat monthly price for everyday care, a benefit you can offer your team and plan around.

This guide is written for owners. It covers why employers offer a membership, how it fits with the benefits you have now, what it costs for a team at our published membership rates in Grafton, and how to introduce it to your employees.

Why Small Business Owners Offer a DPC Membership to Their Team

A DPC membership pays for everyday primary care with one fixed monthly fee per person. For an employer, that structure solves a few specific problems.

• A benefit you can budget. You pay a known amount for each person each month. The cost doesn't change with how often your employees come in.
• A benefit your team can use right away. Employees don't need to meet a deductible before the membership covers their everyday care. A sick visit in the first week counts the same as one in the eleventh month.
• A benefit that fits what you already offer. A membership works with a group plan, with a high-deductible plan, or with no plan at all. You don't have to rebuild your benefits to add it.
• A benefit that's easy to explain. One clinic, one monthly rate, everyday care included. Employees understand it the first time they hear it.

How a DPC Membership Fits Your Current Benefits

How a membership fits depends on what you offer your team today.

If you already offer a group health plan. A membership sits alongside it. Your plan stays in place for hospital stays, specialists, and other major costs. The membership covers everyday primary care at a set price.

If you offer a high-deductible plan. On those plans, employees often pay full price for routine visits until they reach the deductible. HealthCare.gov explains how a high-deductible health plan works if you want the details. A membership turns those visits into one predictable monthly cost for the business.

If you don't offer health insurance yet. A membership gives your team steady access to primary care at a known price. It does not replace insurance for emergencies or hospital care. HealthCare.gov lists health coverage options for small businesses that you can weigh alongside it.

Talk with your benefits advisor about how a membership fits your overall benefits package.

Budgeting a Membership for Your Team

Our published rates are $99 a month for an individual, $249 a month as a family maximum, and $149 a month for specialty care. Memberships are billed monthly and can also be paid annually.

Here's what that looks like for a few common team sizes at the individual rate.

Three employees. $297 a month, or $3,564 a year.

Five employees. $495 a month, or $5,940 a year.

Ten employees. $990 a month, or $11,880 a year.

An owner's family plus four employees. $249 for the owner's family and $396 for the employees, or $645 a month.

Those numbers stay the same whether your team comes in once a month or several times. That's the point of a flat rate.

If you have questions about employer options or pricing, reach out to our team at (262) 421-8961.

Decisions to Make Before You Offer It

Before you announce a membership, settle a few choices on your side.

• Who's eligible. Decide whether the benefit covers full-time employees only, or part-time staff too.
• When it starts. Decide whether new hires get it on day one or after a set period.
• How much the business pays. Decide whether the business covers the full membership or a share of it.
• Whether families can join. Decide whether employees can add their families at the family rate.

Your benefits advisor can help you put those choices in writing. Our team can walk you through how billing works for the setup you choose.

How to Introduce the Membership to Your Employees

A benefit only helps if people use it. A short, clear explanation goes a long way.

Tell them what it covers. Everyday primary care at Oasis Healthcare, including sick visits, check-ups, and care for ongoing conditions. Our nurse practitioners manage that care for patients from childhood through adulthood.

Tell them what stays with insurance. Hospital stays, emergency room visits, surgery, and outside specialists are not part of the membership.

Tell them how to book. Employees can book a visit with Oasis Healthcare online or call (262) 421-8961.

Tell them who to ask. Point questions about the benefit itself to you or your office manager. Point questions about care to us.

Your Own Care Counts Too

Many owners take care of everyone else's benefits and put their own care last. A membership covers you on the same terms as your team. If your family and your business overlap, the family rate covers your household at one capped price.

Questions to Ask Before You Add a Membership to Your Benefits

A good clinic answers these clearly before your business signs up.

• How does billing work when the business pays for employee memberships?
• Can employees add their families, and who pays for that?
• What happens to a membership when an employee leaves?
• Is there a minimum number of employees, or a minimum commitment?
• How quickly can a new employee start using the membership?

Built by a Small Business, for Small Businesses

We're a small, clinician-owned business here in Grafton too, so we get it. You need costs you can plan around, and a team that can get care without the stress.

Oasis Healthcare also accepts commercial insurance and flat self-pay rates, so every employee has a way in. If you're ready to talk through employer options, we're here for you. Call (262) 421-8961, or compare every payment option at Oasis Healthcare before you reach out.

Written by Oasis Healthcare Providers